Archive for the ‘Hope’ Category

h1

Home Decorating – What’s in?

March 3, 2011

An interesting thing is happening in the world of real estate and home decorating. Everything old is new again. 

I am finding in this time of economic uncertainty that people are decorating their homes differently. I am seeing a lot of natural looking furniture, distressed pieces, color…in short an updated cottage style. COTTAGE is huge right now – you only have to look at the magazines on the racks to see that this look for home decorating is hot and here to stay. 

I think the trend toward this well defined look is a desire to feel AT HOME in our homes. I think it is an effort to buy something (affordable) and that makes us feel like we are back in grandma’s kitchen. This style of decorating is not about matching furniture and brown tones. It’s about COLOR and lace and older pieces of furniture that have been repurposed. You can call it a move toward green living or just call it a desire to save some green by buying gently loved furniture but cottage-style living is here to stay. 

Personally – I like it. The home with a cottage look has some personality. I like color. Pink is in and yellows, greens and blues are back. I love it – I think it is a decorating reminder that our house is our home and we need to make it look so. For many, it reminds us of sitting in our family kitchen and feeling the love. A house is not just bricks and mortar – it’s a place where families still eat around a dinner table and use tablecloths and laugh. It’s living life in a gentle and loving style.

For the record, I’m seeing this style in all price ranges. People are getting very creative and it’s all in the details. Chandeliers in bathrooms, walls in pink and blue, gentle loved and often scratched tables, lots of white. It’s all very interesting and intriguing.

Think outside the box and go bold. Start with color – you will be amazed how it will lift your spirits.

h1

Real Estate Mind Games

August 21, 2010

 

Success seems to be connected with action. Successful people keep moving. They make mistakes, but they don’t quit.” Conrad Hilton

 

Real estate today is moving and changing in new directions. To be a winner in today’s real estate world, you have to put the past behind you and move toward the future. You have to be an agent that wants to win and then sets out to figure out what it will take to make transactions matter.

It’s all a mind game and you must have a winning mindset. If you don’t – you are doomed to fail.

I am constantly reminded how tough our economic climate is and how bad home prices have fallen. But I am also reminded that we are not the only generation to have financial challenges. Many of our grandparents and parents suffered greatly during the “great depression” and they think we are all being a wee bit dramatic. I know it is tough out there but I also know that opportunities exist to those who don’t give up and keep moving toward a goal.

Will real estate ever be the same? No. But how can we expect it to remain the same? It’s changed for good and I don’t think that is all bad news. It’s just our reality and it is time we deal with it. I heard today that nearly a quarter of Americans think their home is going to fall in value this year and yet I also heard that nearly a quarter of Americans are going to put their homes on the market the first sign of change.

Be the change – start thinking about winning in a hard market. What have we got to lose because our days are full of opportunities! Keep a positive mindset and be prepared to WIN. I believe it for you.

h1

Will work for a home? Unemployment affects housing.

June 1, 2010

It’s almost summertime and the market is starting to turn. It’s great news for some but not so great for others.

According to a study released Friday by NeighborWorks America, 58 percent of homeowners who’ve received assistance through its national foreclosure counseling program reported the primary reason they were facing foreclosure was reduced or lost income.

NeighborWorks was created by Congress in 1991 as a nonprofit organization to support local communities in providing its citizens with access to homeownership and affordable rental housing. In January 2008, with the foreclosure crisis raging, Congress implemented the National Foreclosure Mitigation Counseling (NFMC) Program and made NeighborWorks the administrator.

The organization says that over the course of the NFMC program, the percentage of homeowners who’ve cited wage cuts or unemployment as the primary reason they were facing foreclosure has steadily increased.

In November 2009, 54 percent of NFMC-counseled borrowers reported reduced or lost income as the main reason for default. Six months earlier in June 2009, it was 49 percent; in February 2009, 45 percent; and in October 2008, 41 percent.

These steady increases parallel the nation’s unemployment rate, which until the November 2009 employment report, had marched upward since October 2008.

“With unemployment numbers not likely to dip below nine percent in 2010, our report proves what many already believed to be true. Unemployment and reduced income are having a devastating effect on our nation’s homeowners,” said Ken Wade, CEO of NeighborWorks America.

So what does the future hold for real estate? Well as you can see a lot depends on the ability to create jobs in today’s world. WE NEED WORK and we need for Congress to act now to shore up  unemployment numbers. This could be a long recovery for our nation – but we WILL recover and we will go back to work.

I look forward to that day.

h1

Behind the Picket Fence – What is REALLY happening in real estate

May 5, 2009

I find that with today’s social media and news coverage we have a wide variety of opinions on the state of our world from various pundits.

There are prognosticators who predict the end is near, the bottom has dropped and doomsday is just around the corner. “Experts” from all fields want to tell us their idea of what is going to happen in 2009, 2010 and beyond.

Here is what I think. NO ONE REALLY KNOWS. I have listened to people share the most outlandish comments and they are wrong. I have listened to the media pummel us with negativity (sinking stocks, foreclosure mania, closing Detroit down and now swine flu). If there was no BAD news to report…they would make it up. Oh wait…I think they already do.

If I sound cynical – it is because I AM cynical. I am choosing to ignore the hyperbole, the garbage and the embellished “news” reports. I choose instead……..

HOPE

All the aforementioned things do is to create FEAR. I’m sick of fear. I am disgusted with fear. I can’t predict anything and I certainly don’t know when the good times return but I know that there is always HOPE and I’m clinging to it like a mad woman.

Won’t you join me?